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Who We Are

Built in Detroit,
backing Michigan.

We're Thornton Finance — a Michigan-licensed business lending marketplace built specifically for Detroit entrepreneurs who deserve better than a national one-size-fits-all solution.

MI DIFS LicensedDetroit-Based35+ Programs

Get Funded Today

MI DIFS

Licensed lenders

Our Mission

Give every Michigan business owner fair, fast access to the capital they deserve.

DETROIT-BUILTMI DIFS LICENSEDTRANSPARENT TERMS24-HOUR DECISIONSLOCAL ADVISORSVETTED LENDERSNO HIDDEN FEESMICHIGAN FIRSTDETROIT-BUILTMI DIFS LICENSEDTRANSPARENT TERMS24-HOUR DECISIONSLOCAL ADVISORSVETTED LENDERSNO HIDDEN FEESMICHIGAN FIRST

35+

Funding Programs Available

$5K–$5M

Funding Range

24hr

Decision Timeline

24h

Avg. Decision Time

Funding Programs

35+

Our Story

Detroit's trusted business
lending marketplace

Thornton Finance was built with one mission — to give Detroit and Michigan business owners access to fast, transparent, and DIFS-compliant capital. We connect metro Detroit businesses with a vetted network of Michigan-licensed lenders who understand the local market.

Fast & Easy Applications

3-minute application, no hard credit pull, decisions in under 24 hours for Detroit businesses.

MI DIFS Licensed & Compliant

Every lender is licensed through the Michigan Department of Insurance & Financial Services.

Locally Detroit Focused

Serving Downtown Detroit, Midtown, Corktown, and every major metro suburb from Dearborn to Sterling Heights.

Get Funded TodayGet Funded Today

Mission & Vision

Why we wake up every
morning

Our Mission

Capital that moves Detroit forward.

Give every Michigan business owner — from Corktown cafés to Sterling Heights manufacturers — fair, fast, transparent access to the capital they need to grow.

Our Vision

A Michigan where capital is never the barrier.

Become the most trusted business-funding marketplace in the Great Lakes region — known for speed, transparency, and a relentless local focus.

What We Stand For

Our core values

Six principles guide every lender we partner with and every Detroit business we serve.

Transparency

No hidden fees, no bait-and-switch rates. Every offer is presented clearly so Detroit owners can decide with confidence.

Speed

Decisions in 24 hours, not 3 weeks. Detroit moves fast — our process moves with it.

Local Focus

Built for Michigan, not a national template. We know MI DIFS, Detroit cycles, and suburban business needs.

Compliance

Every lender in our network is licensed through the Michigan Department of Insurance & Financial Services.

Community

From Greektown restaurants to RenCen tech startups — we are invested in the success of every Detroit business.

Access

Great capital should not be reserved for large corporations. Every Detroit small business deserves a fair shot.

Why Choose Us

Built different — built for Detroit

Four reasons Detroit business owners choose us over national lenders and big banks.

24-Hour Decisions

Apply in 3 minutes. Decisions in under a day — no hard credit pull required.

DIFS Licensed Network

Every partner is licensed through Michigan DIFS. No fly-by-night lenders.

Smart Matching

Our marketplace matches you to the lender most likely to fund your deal — no random shotgun approach.

Real Detroit Advisors

Talk to a human in Detroit — not a national call center reading scripts.

Our Journey

15 years funding Michigan

Step 1

Apply in 3 Minutes

Tell us about your business and funding need — no hard credit pull, no paperwork upfront.

Step 2

Get Matched

We match you with MI DIFS-licensed lenders whose programs fit your profile.

Step 3

Review Offers

Compare real offers from multiple lenders side by side — transparent terms, no hidden fees.

Step 4

Get Funded

Accept your best offer and receive funds — often within 24 to 48 hours of approval.

Work With Us

Ready to work with
Detroit's lending team?

Start your application today or call us to speak directly with a Detroit business funding advisor.

Get Funded TodayGet Funded Today Call (313) 555-0188Call (313) 555-0188

MI DIFS Licensed PartnersNo Hard Credit Pull24-Hour DecisionsNo Hidden Fees

Built in Detroit,backing Michigan.

Detroit's trusted businesslending marketplace